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Thou art my God, and I will praise thee: thou art my God, I will exalt thee. O give thanks unto the Lord; for he is good: for his mercy endureth for ever. Psalm 118:28-29

The Secret to Staying on Budget: Set Aside Money for Splurging

I keep a tight rein on my spending throughout the year. But for my birthday, I focus on what I want, not just what I need.

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