Be not a witness against thy neighbor without cause; and deceive not with thy lips. Say not, I will do so to him as he hath done to me: I will render to the man according to his work. Proverbs 24:28-29

The Secret to Staying on Budget: Set Aside Money for Splurging

I keep a tight rein on my spending throughout the year. But for my birthday, I focus on what I want, not just what I need.

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