Jesus answered, Verily, verily, I say unto thee, Except a man be born of water and of the Spirit, he cannot enter into the kingdom of God. That which is born of the flesh is flesh; and that which is born of the Spirit is spirit. Marvel not that I said unto thee, Ye must be born again. John 3:5-7

The Secret to Staying on Budget: Set Aside Money for Splurging

I keep a tight rein on my spending throughout the year. But for my birthday, I focus on what I want, not just what I need.

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