JTNDcCUyMHN0eWxlJTNEJTIydGV4dC1hbGlnbiUzQSUyMGNlbnRlciUyMCUyMWltcG9ydGFudCUzQiUyMG1hcmdpbi10b3AlM0ElMjAtMTVweCUzQiUyMiUzRSUzQ3NtYWxsJTNFQnklMjBBdmVyeSUyMEtub3glM0MlMkZzbWFsbCUzRSUzQyUyRnAlM0U=“Real talk: In 2021, I allocated 60% of my stablecoin holdings to USDT because I wanted speed and yield. But...