Be not a witness against thy neighbor without cause; and deceive not with thy lips. Say not, I will do so to him as he hath done to me: I will render to the man according to his work. Proverbs 24:28-29

If the Fed Is Cutting Rates, WhyAren’tMortgage Rates Falling?

Consumer borrowing costs haven’t tracked the central bank since it cut rates by half a percentage point in September.

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